Retirement! The Golden Years! Retiring from a lifetime of work is a major milestone on your life’s journey. Retirement generally means living on another source of income – your post-retirement “salary”. Hopefully, before retirement you planned how this new salary would be provided. Unless you are in a government or company pension plan it doesn’t just happen. The size of this salary can be impacted by the amount of work you put into financial planning – unless you get lucky. Your post-employment income will be generated from the amount of money that you saved/invested while you were working. How you manage this pool of money will determine how much of a post-retirement salary you will receive.